When you're a kid you don't think about what you're doing, you just do it. You throw a ball, no thinking about how fragile windows are. When you get older you start to see your actions affect you and others. Your voice is too loud is showing someon older wishing that he or she was still younger and could share in the fun without feeling responsibility weighing on their shoulders. The water is warm but it's sending me shivers, meaning maybe it looks cool but they have already grown up and knows that it won't have good consequences. There is a point in everyone's life where you grow up. Some are forced to take responsibility because others won't and that makes them tough. Others grow up but are still children on the inside because life gave them an easy deal of cards. Either way we all mature.